How to invest in cryptocurrencies with Revolut in 2025?
Summary
- What is Revolut and how does it work?
- Revolut subscriptions: which options should you choose?
- How to buy cryptocurrency with Revolut?
- The advantages and disadvantages of buying crypto on Revolut
- Fees associated with buying and selling crypto on Revolut
- Differences between Revolut and a cryptocurrency kraken/">exchange
- Buying cryptocurrency with the Revolut card
- Should you really invest in cryptocurrency through Revolut?
- FAQs about investing in cryptocurrency with Revolut
What is Revolut and how does it work?
Revolut is a British fintech launched in 2015 that aims to transform the way traditional banking services work. This app offers a multitude of features, ranging from multi-currency account management to cryptocurrency investing, bank cards, and international money transfers. With a user-friendly interface, Revolut attracts a wide audience, from professionals to travel enthusiasts, as well as young users interested in exploring the world of cryptocurrencies.

Revolut’s core features include:
- Multi-currency Accounts: Allow you to hold and kraken/">exchange various currencies with attractive exchange rates.
- Bank Cards: Available for international transactions with limited fees.
- International Transfers: Allow fast and affordable transfers in multiple currencies.
- Spend Management: Built-in tools to track budgets and expenses.
- Investing: Options to buy, sell, and hold cryptocurrencies and other financial assets.
This combination of services makes Revolut an attractive choice for those seeking an integrated approach to financial management. Since its launch, millions of users have adopted this solution, a testament to its growing success.
| Revolut Features | Description |
|---|---|
| Multi-currency Accounts | Allows you to kraken/">exchange multiple currencies at competitive rates. |
| Debit Card | International use with limited fees. |
| International Transfers | Fast and cost-effective transfers. |
| Financial Management Tools | Personalized spending tracking and budgeting. |
| Crypto Investing | Buy, sell, and hold cryptocurrencies. |
Revolut Subscriptions: Which Options Should You Choose?
Revolut offers several subscription plans, each offering different features and benefits. These subscriptions range from a free option to more advanced plans that include additional services. Currently, the available options include:
- Free Subscription: Limited access with basic features. Plus Plan (âŹ3.99/month):
- Additional benefits, such as more competitive exchange rates. Premium Plan (âŹ9.99/month):
- Includes a variety of insurances and fee discounts. Metal Plan (âŹ16.99/month):
- Advanced features and better cashback on spending. Ultra Plan (âŹ45/month):
- Considered the most comprehensive plan, offering unprecedented premium benefits. Choosing the right plan can significantly impact your experience using Revolut and the costs associated with investing in cryptocurrencies. Higher plans generally allow for better management of transaction fees when purchasing crypto.
Plan Type
| Monthly Cost | Key Features | Free |
|---|---|---|
| âŹ0 | Basic features, no cashback. | Plus |
| âŹ3.99 | Competitive exchange rates in euros. Premium | âŹ9.99 |
| Insurance and discounts on fees. | Metal | âŹ16.99 |
| Bonus cashback and priority support. | Ultra | âŹ45 |
| Full access to all premium features. | How to buy cryptocurrency with Revolut? | Buying cryptocurrency through the Revolut app is a relatively simple process, designed to be accessible to beginners. Here are the steps to make a purchase: |
Create an account:
Start by downloading the app on iOS or Android and follow the instructions to open an account.
- Verify your identity: Identity verification is essential to comply with financial regulations.
- Access the crypto space: Click on the “cryptos” tab to explore the different options available.
- Choose a cryptocurrency: Select the cryptocurrency you wish to purchase from over a hundred options.
- Place your order: Enter the desired amount and confirm your purchase.
- Once the transaction is complete, users can track the value of their investments in real time directly from the app. It’s worth noting that although selling cryptocurrencies is also simple, it’s essential to choose the “Sell” option rather than the “Buy” option. Step
Details
| 1. Account Creation | Download the app and follow the instructions. |
|---|---|
| 2. Identity Verification | A process required for regulatory compliance. |
| 3. Access the Crypto Space | Explore crypto options. |
| 4. Selection | Choose the cryptocurrency to buy. |
| 5. Confirmation | Place your purchase order and track its progress. |
| The Pros and Cons of Buying Crypto on Revolut | It’s worth exploring the various advantages and limitations of buying cryptocurrencies through Revolut. This helps users make an informed decision about using this platform. |
Pros
Ease of Use:
User-friendly website and app, suitable for beginners.
- Multiple Services: Combines daily financial management and crypto investing.
- Quick account opening: Simplified process for users.
- Internal transfers: Possibility of transferring crypto between app users.
- Cons NO cryptocurrency withdrawals:
Restrictions on transferring crypto to other platforms.
- High fees: Compared to exchanges, fees can be prohibitive.
- Limited trading: Very basic trading options.
- Limited selection: Fewer cryptocurrencies offered than exchanges.
- These points allow you to better assess the value of using Revolut for cryptocurrency investments, by checking if it meets your investor needs. Type
Pros
| Cons | Pros | Simplified usability, integrated services. |
|---|---|---|
| No crypto withdrawals, high fees. | Investment | Fast transactions, existing customer support. |
| Limited range of cryptocurrencies available. Fees Associated with Buying and Selling Crypto on Revolut | Transaction fees are a crucial factor to consider when buying or selling cryptocurrencies on Revolut. Each transaction incurs variable fees depending on the subscription chosen by the user. | Fees are often expressed as a percentage of the transaction and differ depending on the subscription plan: |
Free Access:
1.99%
per transaction.
- Plus Plan: 1.99% per transaction.
- Premium Plan: 1.49% per transaction.
- Metal Plan: 1.49% per transaction.
- Ultra Plan: 1.49% per transaction.
- The exchange rates applied by Revolut are also subject to fluctuation, which can impact the total cost of transactions. Furthermore, it is imperative that users take these fees into account when formulating their investment strategy. Subscription Fee per transaction Free
1.99%
| Plus | 1.99% |
|---|---|
| Premium | 1.49% |
| Metal | 1.49% |
| Ultra | 1.49% |
| Differences between Revolut and a cryptocurrency exchange | Comparing Revolut to a traditional cryptocurrency exchange illustrates the fundamental differences in how each platform operates and aims to achieve its goals. Here’s an exploration of these nuances: |
| Purposes and Features | Revolut combines basic financial services with the option of investing in cryptocurrencies, while exchanges such as Binance, Kraken, or Huobi are primarily designed for trading and storing cryptocurrencies. |
Revolut:
A platform for banking and investing services.
Exchanges:
Specialized in the buying, selling, and intensive trading of cryptocurrencies.
- Crypto Variety Exchanges often offer a wider range of cryptocurrencies, encompassing lesser-known altcoins and tokens that are not available on Revolut.
- Control of Private Keys Revolut maintains centralized control over cryptocurrencies, which does not allow users to access their private keys. In contrast, exchanges generally allow users to manage their keys and make direct withdrawals to personal wallets.
Comparison Criteria
Revolut
Exchange
Purpose Banking and investment platformSpecialization in cryptocurrency trading
| Variety of cryptocurrencies | Limited | Broad and varied |
|---|---|---|
| Control of private keys | Centralized management | Full control over private keys |
| Buying cryptocurrency with the Revolut card | Having a Revolut account offers the ability to purchase cryptocurrency directly with a bank card. This simplified process begins with an explicit indication of the intention to use the card as a payment method. Here’s how to do it: | Log in to the app: |
| Open your account and select the option to buy crypto. | Indicate the payment method: | Choose the bank card as your payment method. |
Complete the transaction:
Once you’ve chosen your desired cryptocurrency, confirm your purchase.
- Transactions are generally instantaneous, and users can easily track their assets through the app. However, for those looking to delve deeper into cryptocurrencies, signing up to an exchange like Binance or eToro may be beneficial. Step
- Details 1. Login
- Access your app. 2. Payment Selection
Choose your bank card. 3. Finalization Purchase and tracking confirmations. Should you really invest in cryptocurrencies through Revolut? While Revolut is an attractive option for beginners looking to get started with cryptocurrency investing thanks to its accessible interface and built-in features, there are several things to consider before taking the plunge. For experienced investors, the platform’s limitations, such as the lack of withdrawals to external wallets and relatively high fees, can be problematic. Many prefer to turn to more specialized platforms like Kraken, Coinbase, or Bitstamp, which offer advanced options such as trading and technical analysis.
| It is crucial for each user to consider their investment objectives, skill level, and whether the features offered by Revolut adequately meet their specific cryptocurrency investing needs. | Factor |
|---|---|
| Revolut | Exchanges |
| Usability | Simple and intuitive. |
| More complex but with more features. | Fees |
Higher
Generally lower.
Withdrawals Not possiblePossible to wallets. Trading OptionsLimited Lots of options and tools. FAQs about investing in cryptocurrencies with Revolut1. Can I withdraw my cryptocurrencies from Revolut?
No, Revolut does not allow users to withdraw their cryptocurrencies to external wallets. However, it is possible to transfer cryptocurrencies between users of the app.
| 2. What fees should I expect when purchasing crypto on Revolut? | Fees vary depending on the plan chosen, ranging from 1.99% for Free and Plus plans to 1.49% for Premium, Metal, and Ultra plans. | 3. What types of cryptocurrencies are available on Revolut? |
|---|---|---|
| Revolut offers around 100 cryptocurrencies, including established ones like BTC, ETH, and LTC. However, the selection of cryptocurrencies is less diverse than on many dedicated exchanges. | 4. Is Revolut suitable for active cryptocurrency trading? | Revolut is not recommended for active trading due to its limited options and the lack of advanced features available on traditional exchanges. 5. Can I use Revolut for long-term cryptocurrency investments? |
| While possible, it’s generally better to use cryptocurrency exchanges for long-term investment strategies due to Revolut’s fees and limitations. | ||
